Accident Insurance
Accidents happen - It's a simple fact of life. But, they don't have to catch you unprepared.
Pays regardless of any other medical coverage
24 hours a day coverage - On or Off the job
Guaranteed renewable up to age 70
- Family members receive full benefits
Benefits are paid directly to you
No limit on the number of accidents covered
Please review the complete brochure with the full limitation and exclusions - Click BrochureSupplemental Accident Plan Benefits - Based on one unit of benefits
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| $500.00 | Accidental Injury We will pay the actual charges per accident (not to exceed maximum benefits for the units selected) for physician's treatment, surgery, x-rays,
reduction of fractures and dislocations or other emergency treatment expenses. In no case will the benefit exceed actual charges. There is
a $50 deductible for emergency room expenses, per occurrence. regardless of the number of units. Expenses must commence within
60 days of the covered accident. |
| $1,250.00 | Ambulance Benefit We will pay the actual charges (not to exceed maximum benefit for units selected) for emergency transportation for covered treatment
(ground or air ambulance). Such emergency transportation must
occur within 21 calendar days of the covered accident. |
| $75.00 | Hospital Confinement We will pay the daily hospital benefit based upon the number of units selected, when a covered insured is confined to a hospital due
to accident or Injury. This benefit begins the first day of confinement
and pays a maximum of 30 days per any one accident. |
| $5,000.00 | Accidental Death Benefit We will pay the benefit shown for accidental death which results within 90 days of the accident, based upon the number of units selected.
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$ 250.00 $ 500.00 $2,500.00 $5,000.00 | Dismemberment We will pay the following benefit, based upon the number of units selected, for dismemberment which results within 90 days of a
covered accident (dismemberment benefits are subject to a $5,000.00
per unit cumulative maximum per accident). Single finger or toe Multiple fingers or toes Single hand, arm, foot or leg Multiple hands, arms, feet or legs |
$2,500.00 $5,000.00 | Loss of Sight Benefit We will pay the benefit, based upon the number of units selected shown, for the loss of sight due to Accidental Injury Loss of Sight in one eye Loss of Sight in both eyes |
$5.40 $9.70 $10.60 $14.90 | Semi-Monthly Premiums (Based on 1 unit, contact agent for rates of multiple units)
Individual Individual and Spouse Individual and Children Family (2 parents and children) |
Used
in conjunction with brochure APSB-21402(LA)
We have the right to change premium rates by class.
The above descriptions do not
constitute the full contract and is intended to provide basic information about
American Public Life Insurance Company’s Form A-3B, Supplemental Accident
product. This policy is subject to
limitations, exclusions and waiting periods.
Final benefits and premium may vary subject to final application
enrollment. For specific details,
exceptions and limitations, please consult an actual policy and its provisions.
For use in Louisiana Only
Underwritten by
American Public Life Insurance Company
P. O. Box 925
Jackson, Mississippi 39205
PRIVACY POLICY: Any information you send to me
will be kept confidential and not shared with anyone without your request to do
so. APESB-585 Page last updated 8/27/09 5:00 PM