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Disability Income

You spend a long time building up your sick leave, but one injury or illness can wipe it all out.  With a Disability Income Plan you can receive a monthly income while you are unable to work due to a covered injury or sickness.



Key Benefits:

  • Pays in addition to sick leave or worker's compensation  
  • May keep the coverage at the same rate by paying premiums when due even if you change   jobs
  • Premiums waived after 90 consecutive days of a covered Disability
  • Choose from $500.00 per month up to $3,000.00 per month with a maximum of 60% of your gross salary
  • Maternity is Covered as any sickness!
  • Benefits paid for up to 12 months

 

Protect your most valuable asset…Your Income. 


Disability Income pays a monthly benefit for Total Disability if you are unable to work due to a covered Injury or Sickness beginning with the 1st day for Injury and the 8th day for a covered Sickness.  If you are hospitalized for a covered sickness, benefits will begin on the first day admitted. 


Pays 50% of the monthly benefit for a covered Injury if Worker's Compensation pays.